/* BGP Advisors | CPG practice site */
:root{
  --navy:#0F2B5B; --navy-deep:#0A1F45; --navy-soft:#E8EDF6; --navy-mid:#3B5A8F; --navy-light:#9DB0CF;
  --red:#B3261E; --ink:#1A2233; --muted:#5A6577; --faint:#8A94A6; --rule:#D8DEE8; --panel:#F4F6FA; --bg:#FFFFFF;
  --serif:"Source Serif 4","Georgia","Times New Roman",serif;
  --sans:"Source Sans 3","Segoe UI","Helvetica Neue",Arial,sans-serif;
  --max:1180px; --measure:66ch;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.55;color-scheme:light}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);margin:0;line-height:1.15;text-wrap:balance;font-weight:600}
h1{font-size:clamp(2rem,4.2vw,3.1rem)}
h2{font-size:clamp(1.55rem,2.6vw,2.05rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em;max-width:var(--measure)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--red);font-weight:600;margin:0 0 12px}
.lede{font-size:1.15rem;color:var(--muted);max-width:60ch}
.note{font-size:.85rem;color:var(--muted);line-height:1.45;max-width:none}
.tnum{font-variant-numeric:tabular-nums}
:focus-visible{outline:3px solid var(--red);outline-offset:2px}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--rule)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;height:72px}
.brand{display:flex;align-items:center;gap:14px}
.brand img{height:40px;width:auto}
.brand .practice{font-family:var(--serif);font-size:.95rem;color:var(--navy);border-left:1px solid var(--rule);padding-left:14px;line-height:1.2}
.nav{display:flex;align-items:center;gap:22px}
.nav a{font-size:.95rem;font-weight:600;color:var(--ink);white-space:nowrap}
.nav a:hover{color:var(--navy);text-decoration:none}
.btn{display:inline-block;padding:11px 20px;border-radius:3px;font-weight:600;font-size:.95rem;border:1.5px solid var(--navy);color:var(--navy);background:transparent;line-height:1.2}
.btn:hover{background:var(--navy-soft);text-decoration:none}
.btn.primary{background:var(--navy);color:#fff}
.btn.primary:hover{background:var(--navy-deep)}
.btn.red{background:var(--red);border-color:var(--red);color:#fff}
.btn.red:hover{background:#921c15}
.nav-toggle{display:none;background:none;border:1px solid var(--rule);border-radius:3px;padding:8px 10px;font:inherit;color:var(--navy)}
@media (max-width:900px){
  .nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--rule);flex-direction:column;align-items:stretch;padding:12px 24px 18px;gap:6px}
  .nav.open{display:flex}
  .nav a{padding:10px 0;border-bottom:1px solid var(--panel)}
  .nav .btn{margin-top:8px;text-align:center}
  .nav-toggle{display:block}
  .brand .practice{display:none}
}

/* hero */
.hero{background:var(--bg)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding-top:56px;padding-bottom:56px}
.hero h1{margin-bottom:20px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.hero figure{margin:0;position:relative}
.hero figure img{width:100%;height:520px;object-fit:cover;object-position:center 40%;border-radius:4px}
.hero figure::after{content:"";position:absolute;inset:auto 0 0 0;height:6px;background:var(--red);border-radius:0 0 4px 4px}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;padding-top:36px}.hero figure img{height:300px}}

/* stat strip */
.stats{background:var(--navy);color:#fff}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.stat{padding:30px 26px;border-left:1px solid rgba(255,255,255,.14)}
.stat:first-child{border-left:0}
.stat .num{font-family:var(--serif);font-size:2.3rem;line-height:1;font-weight:600;color:#fff}
.stat .lbl{margin:10px 0 0;font-size:.95rem;color:#C9D4E8;max-width:none}
.stats .note{color:#AEBBD6;padding:0 26px 18px;margin:0}
@media (max-width:900px){.stats .wrap{grid-template-columns:repeat(2,1fr)}.stat:nth-child(3){border-left:0}.stat{border-top:1px solid rgba(255,255,255,.14)}.stat:nth-child(-n+2){border-top:0}}
@media (max-width:520px){.stats .wrap{grid-template-columns:1fr}.stat{border-left:0}.stat:not(:first-child){border-top:1px solid rgba(255,255,255,.14)}}

/* sections */
.section{padding:72px 0}
.section.panel{background:var(--panel)}
.section-head{max-width:760px;margin-bottom:36px}
.section-head h2{margin-bottom:12px}
.grid{display:grid;gap:22px}
.grid>*,.four>*,.two>*,.tombstones>*,.team>*,.chart-grid>*{min-width:0}
.grid.c2{grid-template-columns:repeat(2,1fr)}
.grid.c3{grid-template-columns:repeat(3,1fr)}
.grid.c4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1000px){.grid.c4{grid-template-columns:repeat(2,1fr)}.grid.c3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:640px){.grid.c2,.grid.c3,.grid.c4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--rule);padding:26px 26px 22px;display:flex;flex-direction:column;gap:10px}
.card h3{font-size:1.15rem}
.card p{margin:0;font-size:.98rem;max-width:none}
.card .proof{margin-top:auto;padding-top:12px;border-top:1px solid var(--panel);font-size:.9rem;color:var(--muted)}
.card .proof strong{color:var(--navy);font-family:var(--serif);font-size:1.35rem;display:block;margin-bottom:4px}
.kicker{display:inline-block;background:var(--navy);color:#fff;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;padding:6px 12px;font-weight:700}
.kicker.red{background:var(--red)}
.callout{border-left:4px solid var(--red);background:#fff;padding:20px 24px;margin-top:30px;font-family:var(--serif);font-size:1.2rem;color:var(--navy);line-height:1.4}
.callout p{max-width:none;margin:0}
.rule-list{list-style:none;margin:0;padding:0}
.rule-list li{padding:10px 0;border-top:1px solid var(--rule);font-size:.98rem}
.rule-list li:last-child{border-bottom:1px solid var(--rule)}
.rule-list strong{color:var(--navy)}

/* services */
.services{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.services>*{min-width:0}
.services .featured{grid-column:1/-1;border-top:4px solid var(--red);display:grid;grid-template-columns:1.1fr 1fr;gap:12px 40px;align-items:start}
.services .featured .kicker{background:var(--red);grid-column:1/-1;justify-self:start}
.services .featured h3{font-size:1.5rem;margin-bottom:12px}
.services .featured .lead{grid-column:1}
.services .featured .includes{grid-column:2;background:var(--panel);padding:18px 20px}
.services .featured .includes h4{font-family:var(--sans);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--navy);margin:0 0 10px}
.services .featured .includes ul{margin:0;padding-left:18px;font-size:.93rem}
.services .featured .includes li{margin-bottom:8px}
.services .featured .includes strong{color:var(--navy)}
@media (max-width:800px){.services{grid-template-columns:1fr}.services .featured{grid-template-columns:1fr}.services .featured .includes,.services .featured .lead{grid-column:1}}

/* tombstones */
.tombstones{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
@media (max-width:1100px){.tombstones{grid-template-columns:repeat(3,1fr)}}
@media (max-width:1000px){.tombstones{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.tombstones{grid-template-columns:1fr}}
.tomb{background:#fff;border:1px solid var(--rule);border-top:4px solid var(--navy);padding:24px 22px 20px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:12px}
.tomb .logo{height:92px;display:flex;align-items:center;justify-content:center;width:100%}
.tomb .logo img{max-height:82px;max-width:170px;width:auto}
.tomb .did{font-size:.9rem}
table.data.exp{min-width:600px}
table.data.exp td{font-size:.92rem}
.tomb .logo.duo{gap:12px}
.tomb .logo.duo img{max-height:64px;max-width:46%}
.tomb .logo .wordmark{font-family:var(--serif);font-size:2rem;color:var(--navy);font-weight:600}
.tomb .type{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--red);font-weight:700}
.tomb .did{font-size:.95rem;color:var(--ink);margin:0;max-width:none}
.tomb .sector{font-size:.85rem;color:var(--muted);margin:0}

/* market update teaser */
.mu-teaser{background:var(--navy);color:#fff}
.mu-teaser h2,.mu-teaser h3{color:#fff}
.mu-teaser .eyebrow{color:#F0B7B2}
.mu-teaser .lede{color:#C9D4E8}
.mu-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:34px 0}
@media (max-width:900px){.mu-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.mu-grid{grid-template-columns:1fr}}
.mu-stat{border:1px solid rgba(255,255,255,.18);padding:22px}
.mu-stat .k{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:#F0B7B2;font-weight:700}
.mu-stat .num{font-family:var(--serif);font-size:2.2rem;margin:10px 0 8px;line-height:1}
.mu-stat p{font-size:.92rem;color:#C9D4E8;margin:0;max-width:none}
.mu-teaser .view{font-family:var(--serif);font-size:1.15rem;line-height:1.45;max-width:70ch;border-left:4px solid var(--red);padding-left:18px}
.mu-teaser .btn{border-color:#fff;color:#fff}
.mu-teaser .btn:hover{background:rgba(255,255,255,.1)}
.mu-teaser .btn.red{border-color:var(--red)}

/* team */
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
@media (max-width:1000px){.team{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.team{grid-template-columns:1fr}}
.member{background:#fff;border:1px solid var(--rule);padding:0 0 22px;display:flex;flex-direction:column}
.member img{width:100%;height:auto;aspect-ratio:4/4.4;object-fit:cover;object-position:center top}
.member .body{padding:18px 22px 0}
.member h3{font-size:1.2rem}
.member .role{color:var(--red);font-style:italic;font-family:var(--serif);margin:2px 0 12px;font-size:1rem}
.member ul{margin:0;padding-left:18px;font-size:.93rem;color:var(--ink)}
.member li{margin-bottom:5px}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:48px}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}
.contact-info dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:8px 18px;font-size:.98rem}
.contact-info dt{color:var(--muted)}
.contact-info dd{margin:0}
form.contact{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.contact label{display:flex;flex-direction:column;gap:6px;font-size:.88rem;font-weight:600;color:var(--navy);min-width:0}
form.contact label.full{grid-column:1/-1}
form.contact input,form.contact select,form.contact textarea{width:100%;min-width:0;font:inherit;font-size:1rem;padding:10px 12px;border:1px solid var(--rule);border-radius:3px;background:#fff;color:var(--ink)}
form.contact textarea{min-height:120px;resize:vertical}
form.contact .actions{grid-column:1/-1;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
form.contact .hp{display:none}
@media (max-width:560px){form.contact{grid-template-columns:1fr}}

/* footer */
.site-footer{background:var(--navy-deep);color:#B8C4DA;padding:40px 0 30px;font-size:.88rem}
.site-footer .wrap{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:34px}
@media (max-width:800px){.site-footer .wrap{grid-template-columns:1fr}}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.site-footer a{color:#fff}
.site-footer p{max-width:none;margin:0 0 10px}
.site-footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.14);padding-top:18px;color:#93A2BF;font-size:.82rem}
.site-footer .legal p{margin-bottom:6px}
.site-footer .logo-wrap{background:#fff;display:inline-block;padding:8px 12px;border-radius:3px;margin-bottom:14px}
.site-footer .logo-wrap img{height:36px}

/* ===== market update page ===== */
.report-hero{background:var(--panel);border-bottom:1px solid var(--rule)}
.report-hero .wrap{padding:48px 24px}
.report-hero .meta{display:flex;flex-wrap:wrap;gap:8px 24px;color:var(--muted);font-size:.92rem;margin-top:14px}
.report-hero .actions{margin-top:22px;display:flex;gap:12px;flex-wrap:wrap}
.report{display:grid;grid-template-columns:230px minmax(0,1fr);gap:48px;align-items:start;padding:40px 0 80px}
.report-body{min-width:0}
@media (max-width:1000px){.report{grid-template-columns:minmax(0,1fr)}}
.toc{position:sticky;top:90px;font-size:.88rem}
.toc ol{list-style:none;margin:0;padding:0;border-left:2px solid var(--rule)}
.toc li a{display:block;padding:6px 0 6px 14px;color:var(--muted);border-left:2px solid transparent;margin-left:-2px}
.toc li a:hover,.toc li a.active{color:var(--navy);border-left-color:var(--red);text-decoration:none}
.toc .toc-title{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--faint);font-weight:700;margin:0 0 10px}
@media (max-width:1000px){.toc{position:static}.toc ol{display:flex;flex-wrap:wrap;gap:4px 14px;border:0}.toc li a{border:0;padding:4px 0;margin:0}}
.rsec{padding:0 0 56px;margin-bottom:56px;border-bottom:1px solid var(--rule)}
.rsec:last-of-type{border-bottom:0}
.rsec .eyebrow{color:var(--faint)}
.rsec h2{font-size:clamp(1.45rem,2.3vw,1.85rem);margin-bottom:18px;color:var(--navy)}
.rsec h3{margin:26px 0 10px}
.takeaway{font-family:var(--serif);font-size:1.18rem;color:var(--navy);line-height:1.4;border-left:4px solid var(--navy);padding:6px 0 6px 18px;margin:28px 0 0;max-width:none}
.takeaway p{max-width:none;margin:0}
.source{font-size:.8rem;color:var(--faint);margin:14px 0 0;line-height:1.45;max-width:none}
.four{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media (max-width:900px){.four{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.four{grid-template-columns:1fr}}
.kpi{border:1px solid var(--rule);background:#fff;padding:18px 18px 16px}
.kpi .kicker{margin-bottom:14px}
.kpi .num{font-family:var(--serif);font-size:2rem;color:var(--navy);line-height:1;margin:0 0 8px;font-weight:600}
.kpi .what{font-size:.85rem;color:var(--muted);margin:0 0 12px;max-width:none}
.kpi .why{font-size:.93rem;margin:0;max-width:none;padding-top:10px;border-top:1px solid var(--panel)}
.rows{display:flex;flex-direction:column;gap:12px}
.row{display:grid;grid-template-columns:1fr 1.1fr 1.4fr;gap:20px;border:1px solid var(--rule);background:#fff;padding:18px 20px;align-items:center}
@media (max-width:800px){.row{grid-template-columns:1fr}}
.row .h{font-weight:700;color:var(--navy)}
.row .d{color:var(--red);font-weight:600;font-size:.95rem}
.row .x{font-size:.93rem;color:var(--ink)}
.row p{margin:0;max-width:none}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px}
@media (max-width:800px){.two{grid-template-columns:1fr}}
.two .kicker{margin-bottom:14px}
.two p{font-size:.97rem}
.two p strong{color:var(--navy)}
.themes{list-style:none;margin:0;padding:0;counter-reset:t}
.themes li{display:grid;grid-template-columns:40px 1fr;gap:14px;padding:14px 0;border-top:1px solid var(--rule);align-items:start}
.themes li:last-child{border-bottom:1px solid var(--rule)}
.themes li::before{counter-increment:t;content:counter(t);width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-size:.9rem;margin-top:2px}
.themes li p{margin:0;max-width:none;font-size:.97rem}
.themes strong{color:var(--navy)}
.methods{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media (max-width:800px){.methods{grid-template-columns:1fr}}
.method{border:1px solid var(--rule);background:#fff}
.method h3{background:var(--navy);color:#fff;font-size:1rem;padding:14px 18px;margin:0}
.method .body{padding:14px 18px 6px;font-size:.93rem}
.method h4{font-family:var(--sans);font-size:.85rem;color:var(--navy);margin:8px 0 4px}
.method ul{margin:0 0 10px;padding-left:18px}
.method li{margin-bottom:4px}

/* tables */
.tablewrap{overflow-x:auto;border:1px solid var(--rule);background:#fff;margin-top:6px}
table.data{border-collapse:collapse;width:100%;font-size:.88rem;font-variant-numeric:tabular-nums;min-width:640px}
table.data th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px;font-weight:600;font-size:.82rem;white-space:nowrap}
table.data td{padding:9px 12px;border-top:1px solid var(--panel);vertical-align:top}
table.data tbody tr:nth-child(even) td{background:#F8FAFD}
table.data td.n,table.data th.n{text-align:right;white-space:nowrap}
table.data td.b{font-weight:700;color:var(--navy);white-space:nowrap}
table.data tr.median td{background:var(--navy-soft)!important;font-weight:700;color:var(--navy);border-top:2px solid var(--navy-light)}
table.data .neg{color:var(--red)}
table.data .desc{color:var(--muted);font-size:.85rem}
table.data.wide{min-width:920px}
table.data td.desc{min-width:180px}

/* charts */
.chart{border:1px solid var(--rule);background:#fff;padding:20px 20px 12px;position:relative}
.chart .ct{font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700;margin:0 0 12px;max-width:none}
.chart svg{width:100%;height:auto;display:block;font-family:var(--sans)}
.chart .axis{stroke:var(--rule);stroke-width:1}
.chart .grid{stroke:var(--panel);stroke-width:1}
.chart .lab{fill:var(--muted);font-size:12px}
.chart .val{fill:var(--navy);font-size:14px;font-weight:700}
.chart .bar{fill:var(--navy)}
.chart .bar:hover,.chart .bar:focus{fill:var(--navy-mid)}
.chart .pt{stroke:#fff;stroke-width:2;cursor:default}
.chart .pt.hg{fill:var(--red)}
.chart .pt.hm{fill:var(--navy)}
.chart .pt.mb{fill:var(--navy-light)}
.chart .ptl{fill:var(--ink);font-size:12px;font-weight:600}
.legend{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.82rem;color:var(--muted);margin:10px 0 0}
.legend span::before{content:"";display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px;vertical-align:-1px;background:var(--sw)}
.tip{position:absolute;pointer-events:none;background:var(--ink);color:#fff;font-size:.8rem;padding:6px 9px;border-radius:3px;white-space:nowrap;transform:translate(-50%,-115%);opacity:0;transition:opacity .12s}
.tip.on{opacity:1}
.chart-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:22px;align-items:start}
@media (max-width:900px){.chart-grid{grid-template-columns:1fr}}
.side-stats{display:flex;flex-direction:column;gap:12px}
.side-stat{border:1px solid var(--rule);background:#fff;padding:14px 16px;text-align:center}
.side-stat .num{font-family:var(--serif);font-size:1.7rem;color:var(--navy);font-weight:600;line-height:1}
.side-stat p{font-size:.83rem;color:var(--muted);margin:6px 0 0;max-width:none}
.side-notes{display:flex;flex-direction:column;gap:14px}
.side-note .kicker{margin-bottom:8px}
.side-note p{font-size:.93rem;margin:0;max-width:none}
.cta-band{background:var(--panel);border:1px solid var(--rule);padding:28px;display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between;margin-top:20px}
.cta-band p{margin:0;max-width:56ch;font-family:var(--serif);font-size:1.1rem;color:var(--navy)}
.appendix-title{margin:0 0 30px;padding-top:10px}